Health Savings Accounts

Health Savings Accounts provide potentially tax-free growth while accumulating money for for qualified health care expenses including deductibles, co-insurance, prescriptions, vision expenses, dental care, & other medical expenses. Unused funds roll over annually & when combined with high-deductible medical insurance offer both investment, asset protection & tax advantages.

After attaining age 65, HSA funds can be withdrawn for any purpose without penalty, but are subject to income tax not used for qualified expenses. Tax & asset protection treatments vary by state.