Plain insurance policy language limiting coverage must be respected. A policy endorsements cannot be so interpreted as to become meaningless or to withhold coverage normally expected by the ordinary mind of a layperson.

Elementary insurance law says ambiguities in a policy of insurance are to be resolved against the insurer, and where semantically possible, given such construction as will fairly achieve its object of securing indemnity.

Continental Casualty Co. v. Phoenix Construction Co., 46 Cal.2d 423

Published by IpSecy


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